After an elderly family member is hit by a car in Athens, bad information starts flying around, leaving families totally confused about their rights. Lots of people think these cases are simple, or that an older person crossing the street is automatically at fault. The truth is much more complicated.
Key Takeaways
- Georgia’s negligence law, O.C.G.A. Section 51-1-6, is the legal backbone for getting money for injuries when someone else is at fault.
- Under Georgia’s contributory negligence rule (O.C.G.A. Section 51-12-33), you can still get paid even if you’re partly at fault, as long as it’s less than 50%.
- For elderly victims, who usually have longer and tougher recoveries, their medical records and bills are the most important evidence to show the full cost of their injuries.
- Insurance companies will almost always try to get you to take a quick, lowball settlement that won’t cover long-term care, which is why you need a lawyer.
- You have two years from the date of the accident to file a personal injury lawsuit in Georgia, according to the statute of limitations in O.C.G.A. Section 9-3-33.
Myth 1: The Pedestrian is Always at Fault for Jaywalking
So many people think that if you get hit by a car outside a marked crosswalk, it’s automatically your fault. That’s just false under Georgia law. Yes, pedestrians have to follow traffic signals, but drivers have a major duty to pay attention and avoid hitting anyone in the road. O.C.G.A. Section 40-6-93 is clear: “every driver of a vehicle shall exercise due care to avoid colliding with any pedestrian upon any roadway.” This means a driver can’t just say “I didn’t see them” and expect to walk away. Think about a busy spot like Broad Street near the Arch. An older person might cross mid-block. If a driver hits them because they were texting or speeding, that driver’s negligence is likely the real cause of the crash. Georgia uses a modified comparative negligence system. What does that mean? Under O.C.G.A. Section 51-12-33, you can still recover money even if you were partly to blame, as long as your share of the fault is under 50%. If a jury decides an elderly victim was 30% responsible, they can still collect 70% of their damages. Insurance adjusters will often try to ignore this, hoping you don’t know your rights. We see it all the time, they push for a tiny settlement by blaming the pedestrian.
Myth 2: Elderly Victims Cannot Pursue a Claim if They Have Pre-Existing Conditions
Here’s another one we hear all the time: if an older person had health problems before the accident, they can’t get compensation for their new injuries. This is completely incorrect. There’s a legal concept called the “eggshell skull” rule, and it means the defendant has to take their victim as they find them. If a pedestrian is more likely to get seriously hurt because of their age or a prior condition, the at-fault driver is still responsible for every bit of the damage they caused, even if a younger, healthier person would’ve walked away with a few bruises. For example, an elderly person with osteoporosis could suffer a shattered hip from a low-speed impact that might only bruise someone else. The driver who caused that Athens pedestrian struck incident is liable for that fracture, the surgery, the rehab, and all the pain. Pre-existing conditions don’t give the at-fault party a pass. They just mean the injuries might be far more severe. Carefully documenting these new injuries and aggravations, often with expert testimony from doctors at places like Piedmont Athens Regional Medical Center, is how you prove the direct link and the true extent of the harm.
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Start my free evaluationMyth 3: The Insurance Company Will Fairly Compensate Elderly Victims
Believing this is a dangerous mistake. Insurance companies are for-profit businesses, and their main job is to protect their bottom line by paying out as little as possible. When an adjuster sees an Athens pedestrian struck case involving an elderly victim, they often see a chance to close the file fast and cheap. They’ll throw out a number that looks big at first glance but doesn’t even begin to cover the reality of long-term medical care, walkers or wheelchairs, home modifications, or the permanent loss of quality of life an older person faces. Under the pressure of piling-up medical bills, many older folks take these offers without realizing what they’re giving up. We’ve seen initial offers that wouldn’t even cover the first hospital stay, let alone the months of physical therapy, in-home nursing care, or the mental trauma from the event. The Georgia Department of Public Health’s own data shows older adults are hit much harder by pedestrian accidents. An elderly person’s recovery is almost always longer and more complicated. A settlement that might be fine for a 30-year-old with a broken leg is a disaster for an 80-year-old who now can’t live independently. Getting professional legal help before you accept any offer is essential to protect the victim’s future.
Myth 4: There’s No Need for a Lawyer if the Police Report Favors the Pedestrian
A police report is a good piece of evidence, but it is not the final word. Police officers at the scene are there to document what happened and see if any traffic laws were broken. They don’t decide who is civilly liable or calculate the value of your pain and suffering. Even if you have a report from the Athens-Clarke County Police Department that puts the driver 100% at fault, the insurance company can, and will, still fight you. They’ll argue about how bad the injuries really are, whether the medical treatment was necessary, or how much the claim is truly worth. On top of that, police reports can be wrong or incomplete. Maybe a key witness left before the officer arrived, or important details were just missed. A good lawyer will run their own investigation, pulling evidence like traffic camera footage from intersections like Prince Avenue and Milledge Avenue, getting sworn statements from witnesses, hiring accident reconstruction experts, and gathering every single medical record. This approach builds a rock-solid case that’s much stronger than just the police report alone.
Myth 5: A Lawsuit Will Take Years and Be Too Stressful for an Elderly Victim
The thought of a long, drawn-out court battle scares many elderly victims and their families away from filing a claim. While some personal injury cases can take a while, many are resolved much faster, and very few ever go to a full trial. Most cases get settled through direct negotiation with the insurance company or through mediation. The goal is to get a fair settlement as efficiently as possible. Your legal team does all the heavy lifting, they handle every phone call with the adjuster, file all the paperwork, and manage every deadline. This takes the pressure off the victim and the family so you can focus on what matters: getting better. The statute of limitations for personal injury claims in Georgia is two years from the accident date, per O.C.G.A. Section 9-3-33. You need to act promptly within that window to preserve evidence and build the strongest case possible. Waiting too long means witnesses’ memories fade and important evidence can disappear.
Myth 6: Medicare or Medicaid Will Cover All Accident-Related Medical Bills
While Medicare and Medicaid are lifesavers, they aren’t supposed to be the primary payer for injuries caused by someone else’s carelessness. When an Athens pedestrian struck incident happens, the at-fault driver’s insurance is supposed to pay the medical bills. Medicare and Medicaid have what’s called “subrogation rights,” which is a legal term meaning they can demand to be paid back for what they spent on your care if you get a settlement from the at-fault party. Misunderstanding this complex area can leave victims with huge financial problems. For example, if an elderly victim gets a lot of care at St. Mary’s Hospital and Medicare pays the bills, Medicare will place a lien on the case and expect to be reimbursed from any settlement you receive. If these liens aren’t handled correctly, the victim could end up personally on the hook to repay Medicare or Medicaid, even after the case is “settled.” An experienced personal injury attorney knows how to navigate these liens and negotiate them down to protect your settlement and make sure you get the maximum recovery. All the bad information out there about Athens pedestrian cases can stop a family from getting the justice they deserve. Knowing the actual rules is the first and most important step to getting the compensation and care an elderly victim needs.
What is Georgia’s comparative negligence law?
Georgia’s law on this (O.C.G.A. Section 51-12-33) says you can still get paid for your injuries even if you were partially at fault. As long as your percentage of fault is less than 50%, you can recover. Your final award is just reduced by your percentage of fault (e.g., if you’re 10% at fault, you get 90% of the damages).
How long do I have to file a lawsuit after an Athens pedestrian struck incident?
Generally, you have two years from the date of the accident. This deadline is called the statute of limitations for personal injury claims in Georgia and it’s written in O.C.G.A. Section 9-3-33.
Will my pre-existing conditions prevent me from getting compensation?
No. The “eggshell skull” rule applies here. It means the at-fault driver is responsible for all the harm they caused, even if your pre-existing health issues made you more fragile and your injuries more severe.
What kind of damages can an elderly pedestrian victim claim?
An elderly victim can claim a wide range of damages. This includes all medical bills (past and future), lost income, pain and suffering, emotional trauma, loss of enjoyment of life, and sometimes, punitive damages to punish the at-fault driver.
Do I have to go to court for a pedestrian accident claim?
Probably not. The vast majority of pedestrian accident claims are settled out of court through negotiation or mediation. Filing a lawsuit is a step we take to protect your rights and motivate the insurance company to offer a fair amount, but a full-blown trial is rare.
